FAQ

Frequently Asked Questions

1) What is a personal loan?

A personal loan is a type of installment loan typically repaid in fixed monthly payments over a set period—often ranging from a few months to several years. Through our platform, you may be connected with lenders offering loan amounts of up to $5,000, depending on your state, credit profile, and the lender’s criteria. CashFind Payday Loan Center LLC does not issue loans directly.

2) What do I need to be approved?

While approval requirements vary by lender, most require:

• Proof that you are a legal U.S. resident aged 18 or older
• Valid and verifiable contact details
• Evidence of consistent employment or a stable source of income
• An active bank account to receive loan funds

3) Is the process of getting a loan secure?

Yes. CashFind Payday Loan Center LLC uses industry-standard encryption and data protection protocols to safeguard your personal information during the loan inquiry process. However, after your data is submitted to a lender, their security practices apply—please review each lender’s privacy policy.

4) How long does it take to receive a loan?

Filling out the initial form takes just a few minutes. If a lender accepts your request and you approve their offer, funds are often deposited as soon as the next business day. Actual processing times may vary depending on the lender and your bank.

5) Can I be approved with a bad credit score?

Possibly. Some lenders in our network work with individuals who have less-than-perfect credit. While a low credit score may affect the terms you're offered, it does not automatically disqualify you from being considered by all lenders.

6) Why should I contact a lender directly?

CashFind Payday Loan Center LLC is not a lender and does not provide loan details, issue credit decisions, or manage any loan agreements. Once connected with a lender, you should contact them directly with any questions related to loan terms, payments, or modifications.

7) What is the annual percentage rate (APR)?

The APR includes all costs associated with your loan and gives a standardized view of what borrowing will cost over time. The lender will provide your specific APR and fee breakdown in writing before you finalize any loan agreement. Review this information carefully before accepting any offer.

8) Why might I need to renew a loan?

If you’re unable to repay your loan by the due date, some lenders may offer a renewal option. Renewing a loan typically adds interest and may result in additional fees. These options and their costs are determined by the lender and must be disclosed in your agreement. Renewal is not guaranteed.

9) What happens if I can’t make a payment on time?

Missing a payment can lead to fees, a negative impact on your credit score, and collection activity. Each lender has its own policies, which are clearly outlined in your loan agreement. If you anticipate a late payment, contact your lender immediately to discuss options.

10) How many loans can I have at once?

This depends on your state’s lending laws and the individual policies of each lender. Some lenders may limit you to one active loan at a time, while others may allow multiple, provided certain conditions are met. Always check the terms provided by each lender.