Legal Information

This section provides general legal context regarding personal loans and online lending practices. Please note that the information below is for educational and guidance purposes only, and is not intended to serve as legal advice. For the most accurate and up-to-date legal information, we recommend consulting official government sources or licensed legal professionals.

CashFind Payday Loan Center LLC encourages users to review this section before submitting any loan request through our platform.

Are personal loans legal in the United States?

Yes, personal loans are legal across the United States. However, lending regulations—including maximum loan amounts, interest rates, and permissible fees—vary by state. It is your responsibility to understand the rules applicable in your state. For official information, consult your state’s Department of Financial Services or Consumer Affairs office.

Who is eligible for a personal loan?

To be eligible to apply for a personal loan through a lender you may be matched with, you must generally be a legal resident of the U.S., at least 18 years old, and demonstrate a consistent source of income. Meeting these minimum requirements does not guarantee approval, and each lender applies its own evaluation criteria.

What is a loan agreement?

A loan agreement is a legally binding document between you and the lender outlining the terms of the loan, including the repayment schedule, fees, interest rate, and obligations of both parties. Once signed, it becomes enforceable under applicable law.

What makes a loan agreement binding?

Your electronic signature on a loan agreement confirms your acceptance of the lender’s terms. Before signing, you should thoroughly review the document to ensure that you understand your responsibilities and the potential consequences of non-payment or late payment.

How is user data managed?

CashFind Payday Loan Center LLC values your privacy. Please refer to our Privacy Policy to learn how we collect, use, and protect your personal data.

Are there terms that apply to use of this website?

Yes. By using our website or services, you agree to our Terms of Use, which outline acceptable conduct, disclaimers, limitations of liability, and other legal conditions.

What about rates and fees?

CashFind Payday Loan Center LLC does not charge users any fees to use our platform. We do not determine or control the rates, fees, or repayment terms offered by third-party lenders. For more general information, visit our Rates and Fees page. Specific loan terms will be disclosed by your lender before you agree to any offer.