Lending Goals

At CashFind Payday Loan Center LLC, our primary objective is to help users access responsible lending opportunities by connecting them with reputable third-party lenders. While we do not offer loans directly, we are committed to promoting fair lending standards and protecting users from predatory practices. To support this mission, we prioritize the following:

• Comprehensive Information: We offer accessible content to help users understand the lending process, their responsibilities as borrowers, and the potential consequences of missed or late payments.
• Clear Communication: We strive to communicate all information in a transparent and easy-to-understand format.
• Respectful Service: Every user is treated with fairness and professionalism throughout their experience with our platform.
• Quality Support: Our team is committed to providing reliable and helpful customer service.
• Promotion of Fair Lending: We aim to partner only with lenders who follow fair and lawful lending practices.

Lending Partners

CashFind Payday Loan Center LLC partners exclusively with third-party lenders that are legally authorized to operate and compliant with state and federal regulations. While we do not control lenders' terms, we make efforts to work only with those who maintain transparent, fair lending practices.

After you are connected with a lender, it is your responsibility to review their loan terms — including interest rates, repayment schedule, late or missed payment penalties, and any associated fees. For clarification or questions about your loan, contact the lender directly.

Impact on Credit Score

Your credit score reflects your financial behavior and is one of the key factors lenders use to evaluate your eligibility for a loan. The following events may negatively impact your score:

• Late payments
• Missed payments
• Loan rollovers
• Multiple credit inquiries

While some lenders may consider applicants with less-than-perfect credit, all loans are subject to approval based on each lender’s individual criteria.

Late Payments

Timely repayment is crucial to maintaining your credit standing and avoiding additional costs. Lenders may charge late fees if payments are missed or delayed. Each lender defines its own late payment policies, which will be disclosed in your loan agreement. If you anticipate a late payment, contact your lender in advance to explore your options.

Please remember: personal loans are typically intended to cover short-term financial needs, not as a long-term solution to ongoing debt.

Missed Payments

Missing a payment may lead to penalties, increased interest, collection actions, and a negative impact on your credit score. Review your loan agreement carefully to understand the lender’s specific policy. If you’re unable to make a payment, contact the lender as soon as possible.

Rollovers

Some lenders may offer the option to roll over your loan if you cannot repay it on time. Rollovers typically include fees and do not reduce the principal. Interest may continue to accrue on the full amount owed. Review all rollover terms with the lender before agreeing to this option.

Renewal Policies

Lenders within our network may offer different types of loan renewals. These typically fall into one of the following categories:

• Unlimited Renewals: May allow multiple renewals, which can increase overall repayment costs and risk.
• Automatic and Borrower-Initiated Renewals: May offer limited renewals with clearly defined terms.

Collection Practices

If payments are missed and the borrower fails to communicate with the lender, collection efforts may begin. Typically, lenders will contact you via phone, email, or mail before proceeding further. Ongoing nonpayment could result in involvement of third-party collection agencies.

Collection procedures will be outlined in your loan agreement. We recommend reviewing these terms carefully. Any questions regarding collection or repayment should be addressed directly to the lender.