CashFind Payday Loan Center LLC Commitment to Fair Lending

At CashFind Payday Loan Center LLC, we are committed to promoting transparency and protecting users from unfair or deceptive lending practices. As a referral and marketing platform, we take steps to ensure that the lenders in our network operate ethically and within the bounds of applicable laws and regulations.

• Transparent Information: We aim to provide clear and accurate information about loan-related topics, including responsible borrowing and the consequences of missed or late payments.
• Clarity and Accessibility: We present information in an easy-to-understand format to help you make informed decisions.
• Respectful Support: Our team treats all users with respect and strives to maintain a clear and open line of communication.
• Service Quality: We work to deliver high-quality user experience and assistance through the platform.
• Fair Lending Standards: We expect all lenders in our network to follow fair lending practices and comply with relevant laws.

Lending Partners

We work exclusively with third-party lenders that are legally authorized to provide loans and are expected to follow ethical lending standards. However, each lender operates independently and sets its own terms and conditions. CashFind Payday Loan Center LLC does not originate loans or influence the loan terms you may receive.

If you are matched with a lender, it is essential that you carefully review their terms, including interest rates, repayment schedules, fees, and policies regarding missed or late payments. Please direct any questions to the lender directly.

Impact on Credit Score

Your credit score plays a significant role in determining your eligibility for loans and the terms offered. Factors such as late or missed payments, hard credit inquiries, and rollovers may negatively affect your credit profile. While some lenders may consider applicants with less-than-perfect credit, approval is never guaranteed and depends on each lender’s criteria.

Late Payments

We encourage responsible borrowing. If a payment is late, your lender may charge fees or penalties, which will be disclosed in the loan agreement. CashFind Payday Loan Center LLC does not have access to these details and is not involved in enforcing payment terms. If you anticipate difficulty making a payment, contact your lender immediately.

Always read your loan agreement carefully to fully understand all applicable terms and charges.

Missed Payments

Missed payments may result in additional fees, affect your credit score, or lead to collection actions. Since each lender has its own policy, you must refer to the loan agreement to understand their approach. If you're unable to make a payment on time, reach out to your lender as soon as possible.

Loan Rollovers

Some lenders may allow you to roll over a loan if you cannot repay it by the due date. Rollovers typically involve additional fees and do not reduce the loan principal. Interest may continue to accrue at the original rate. Terms of rollovers will be outlined by your lender.

Renewal Policies

Lender renewal policies vary and may include options such as automatic renewals, borrower-initiated renewals, or limits on the number of renewals allowed. These policies will be detailed in your lender’s loan documentation.

Collection Practices

If a loan becomes delinquent and you fail to communicate with the lender, they may initiate collection efforts. Lenders typically notify borrowers before taking further action, such as referring the matter to a collection agency. All collection procedures are outlined in your loan agreement. For more details, please contact your lender directly.